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Beware: Debt Collectors Cannot “Restore” a Consumer’s Credit

Credit Restoration?At Leavengood, Dauval & Boyle, PA (Leavengood, Dauval & Boyle, P.A.), we assist consumers in protecting their rights, especially against unlawful debt collection. Recently, there has been a trend where creditors and debt collectors either using the threat of bad marks to an individual’s credit report or credit score to get him or her to pay a debt, or the creditor or debt collector will tell an individual that by making a payment on the debt, his or her credit will be “restored” or improved through this good act. The Fair Debt Collection Practices Act (“FDCPA”) is a federal law that was passed because there was abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. A debt collector’s offer to “restore” one’s credit in return for payment―if the collector cannot truly restore that person’s credit―would be an example of a deceptive practice.

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Results Matter: Personal Injury Settlements approach $1 Million

Personal Injury Settlements approach $1 Million

At Leavengood, Dauval & Boyle, PA (Leavengood, Dauval & Boyle, P.A.), injury cases have become a substantial part of our practice and service to the Tampa Bay community. The attorneys at Leavengood, Dauval & Boyle, P.A. handle a variety of injury and accident claims, including car accidents, boat accidents, premises liability, dog bites, and slip-and-fall cases, among others. We handle these injury cases from the insurance claims process (i.e., pre-lawsuit) through all phases of litigation, including trial. In the past year, the attorneys at Leavengood, Dauval & Boyle, P.A. have successfully assisted our clients in recovering nearly $1,000,000 in compensation for their injuries.   

Read more: Results Matter: Personal Injury Settlements approach $1 Million